A record kept by a credit detailing office that demonstrates your financial record. Loan specialists get to the data in your document to enable them to choose whether to loan to you. They can likewise record a default on your document in the event that you make advance reimbursements late, or don’t pay a service charge. Each time you make an application for back a section is recorded on your document demonstrating the bank you connected to, the sort of fund, the sum, and the date. See likewise credit report and FICO score.